Copyright © 2009 Counsel Mortgage Group®, LLC.
All rights reserved.
Counsel Mortgage offers a variety of residential financing products.  We provide financing for purchases and refinances of homes, condominiums, townhomes, and manufactured homes whether they are your primary residence, second home, or investment property.
 
We provide the following loans:
 
Conforming (Less than or equal to $417,000 loan amount)
Jumbo (Over $417,000)
Fixed Rate
Adjustable Rate
No Closing Cost
Interest-Only Loans
First-Time Homebuyers
Construction
Land
Fix-and-Flip
FHA
VA
USDA (Rural Development)
Private (Hard) Money Loans
Home Equity Loans and Lines of Credit
 
If you are looking for a loan that is not in the above list, chances are we offer that financing, too.  Contact us with your scenario and we will get back to you.  In order to get the process started, please complete the confidential application.  We will contact you as soon as possible after a review of your application.   
  • Today's Rates - 9/3/2010

    The following are rates for 3 scenarios. Rates are scenario specific. If you do not see your scenario, contact us and we will be happy to go over it with you.

    3.125% (3.482% APR) - 5/1 ARM - $150,000 to $417,000 loan amount - single family residence - primary residence - 20% equity required - minimum 740 FICO - one point origination fee

    4.25% (4.362% APR) - conventional loan - 30-year fixed - $200,000 to $417,000 loan amount - single family residence - primary residence - 20% equity required - minimum 740 credit score - one point origination fee

    4.25% (5.354% APR ) - FHA loan - 175,000 to $346,250 loan amount - Maricopa County - 30-yr. fixed - minimum 740 credit score - single family residence - primary residence - one point origination fee

    Rates are subject to change without notice

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  • Daily Updates of Mortgage Products and Programs
    The Mortgage News provides daily updates of rates and programs. Visit this daily to keep up-to-date on the mortgage market.

  • Minimum Credit Score
    The minimum credit score needed for any residential loan is 620

  • Down Payment Requirements
    The following are the minimum down payment requirements and the respective loan programs. Contact us to see if you qualify

    The following are for the purchase of a primary residence:

    No down payment: VA and USDA

    3.5% down payment: FHA

    5% down payment: Conventional loans (up to $417,000 loan amount, 720 credit score required)

    20% down payment: Jumbo loans (i.e. over $417,000 loan amount) up to a $2,000,000 loan amount

    Minimum down payment for a second/vacation home:

    10% down payment: conventional loans up to $417,000, 720 credit score required

    Contact us for jumbo loans

    Minimum down payment for investment property:

    20% down payment: conventional loans up to $417,000

    Contact us for jumbo loans

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Counsel Mortgage Group®, LLC. | 8700 E. Pinnacle Peak Rd. | Suite 224 | Scottsdale, AZ 85255
phone# (480) 502-1000 | fax# (480) 240-1357 | toll free# (877) 703-1555 | MBR# 0909580