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Below are testimonials from customers we worked with over the years. We are grateful they have thought enough of their experience to share it with you. If you would like to share your experience, please complete the testimonials submission form by clicking above on the right. Thank you!
Mortgage News
Counsel Mortgage Group®, LLC. Testimonials
Copyright © 2009 Counsel Mortgage Group®, LLC.
All rights reserved.
Having utilized John's services many times over the years, and as a real estate professional myself, I can say without qualification that John's expertise, professionalism and business ethics transcend those typically found within our business. He's great about returning calls, following through and delivering at least what was promised (sometimes, considerably more!), and can accordingly look forward to both my personal and referral mortgage business for many years to come.
Jeremy Lewis
Diversified Funding Group, LLC
Scottsdale, AZ
I have been in the real estate industry for fifteen years and like most agents have worked with a few lenders. That changed for me when I met John Rapasky from Counsel Mortgage. I am proud to have him on my team and love to refer him to clients. He has taken away my need to look after anything in the lending business. I now simply give John's information to my client and tell them how much I trust him and that they now have a person who looks out for their financial needs. John counsels my clients as to what steps to take and keeps them informed as well as myself. He also is in touch with the title company and makes sure everything is on time and takes the service a step further. If I could use him exclusively I would. He is one of the best out there; if not the best. John would get a A+ if I were to rate him.
Sincerely
Jan Steinke
John Hall & Associates
Scottsdale, AZ
Ken,
"...Thanks for ALL of your help. I will be sure to pass your name along to anyone who may need your services.
Thanks again,
Carrie V.
Cave Creek, AZ
As a first time home buyer I had no idea what I was getting my self into, until I found John and Counsel Mortgage Group!
From the time I contacted John Rapasky he always made himself available to answer all of my questions no matter how small or ignorant they may have been.
In less than 2 months Counsel Mortgage Group helped raise my credit score through coaching, fill out all of the paper work, shop for the best rate available and even went beyond the call of duty in just listening to me and answering questions completely unrelated to financial of my house!
Counsel Mortgage Group and John Rapasky truly care about their clients. I made the right choice coming here and would recommend Counsel Mortgage Group to the closest people in my life because I know that they would get the best!
Travis, Medical Reimbursement Specialist
Spooner Physical Therapy
Scottsdale, Arizona
Jeremy Lewis
Diversified Funding Group, LLC
Scottsdale, AZ
I have been in the real estate industry for fifteen years and like most agents have worked with a few lenders. That changed for me when I met John Rapasky from Counsel Mortgage. I am proud to have him on my team and love to refer him to clients. He has taken away my need to look after anything in the lending business. I now simply give John's information to my client and tell them how much I trust him and that they now have a person who looks out for their financial needs. John counsels my clients as to what steps to take and keeps them informed as well as myself. He also is in touch with the title company and makes sure everything is on time and takes the service a step further. If I could use him exclusively I would. He is one of the best out there; if not the best. John would get a A+ if I were to rate him.
Sincerely
Jan Steinke
John Hall & Associates
Scottsdale, AZ
Ken,
"...Thanks for ALL of your help. I will be sure to pass your name along to anyone who may need your services.
Thanks again,
Carrie V.
Cave Creek, AZ
As a first time home buyer I had no idea what I was getting my self into, until I found John and Counsel Mortgage Group!
From the time I contacted John Rapasky he always made himself available to answer all of my questions no matter how small or ignorant they may have been.
In less than 2 months Counsel Mortgage Group helped raise my credit score through coaching, fill out all of the paper work, shop for the best rate available and even went beyond the call of duty in just listening to me and answering questions completely unrelated to financial of my house!
Counsel Mortgage Group and John Rapasky truly care about their clients. I made the right choice coming here and would recommend Counsel Mortgage Group to the closest people in my life because I know that they would get the best!
Travis, Medical Reimbursement Specialist
Spooner Physical Therapy
Scottsdale, Arizona
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- Today's Rates - 9/3/2010
The following are rates for 3 scenarios. Rates are scenario specific. If you do not see your scenario, contact us and we will be happy to go over it with you.
3.125% (3.482% APR) - 5/1 ARM - $150,000 to $417,000 loan amount - single family residence - primary residence - 20% equity required - minimum 740 FICO - one point origination fee
4.25% (4.362% APR) - conventional loan - 30-year fixed - $200,000 to $417,000 loan amount - single family residence - primary residence - 20% equity required - minimum 740 credit score - one point origination fee
4.25% (5.354% APR ) - FHA loan - 175,000 to $346,250 loan amount - Maricopa County - 30-yr. fixed - minimum 740 credit score - single family residence - primary residence - one point origination fee
Rates are subject to change without notice - To stop the scroll, move your cursor over the scrolling text
Click on Home to re-start the scroll. Click on the RSS feed to see each of the news items. - Daily Updates of Mortgage Products and Programs
The Mortgage News provides daily updates of rates and programs. Visit this daily to keep up-to-date on the mortgage market. - Minimum Credit Score
The minimum credit score needed for any residential loan is 620 - Down Payment Requirements
The following are the minimum down payment requirements and the respective loan programs. Contact us to see if you qualify
The following are for the purchase of a primary residence:
No down payment: VA and USDA
3.5% down payment: FHA
5% down payment: Conventional loans (up to $417,000 loan amount, 720 credit score required)
20% down payment: Jumbo loans (i.e. over $417,000 loan amount) up to a $2,000,000 loan amount
Minimum down payment for a second/vacation home:
10% down payment: conventional loans up to $417,000, 720 credit score required
Contact us for jumbo loans
Minimum down payment for investment property:
20% down payment: conventional loans up to $417,000
Contact us for jumbo loans - To stop the scroll, move your cursor over the scrolling text
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Counsel Mortgage Group®, LLC. | 8700 E. Pinnacle Peak Rd. | Suite 224 | Scottsdale, AZ 85255
phone# (480) 502-1000 | fax# (480) 240-1357 | toll free# (877) 703-1555 | MBR# 0909580
phone# (480) 502-1000 | fax# (480) 240-1357 | toll free# (877) 703-1555 | MBR# 0909580
